Jim Pietz represents clients in credit report disputes brought against credit reporting agencies, credit card companies, banks, and debt collectors.
The purpose of the Fair Credit Reporting Act is to ensure that credit reports and criminal background checks fairly and accurately provide information about a consumer’s credit history. The Fair Credit Reporting Act establishes fair standards of conduct by credit reporting agencies and those businesses that provide them information about a consumer’s credit history. The Fair Credit Reporting Act also provides a procedure for consumers to submit credit report or background check disputes to credit bureaus and background check companies. When credit reporting agencies and creditors fail to conduct reasonable investigations of credit reporting disputes made by consumers.
Jim Pietz primarily represents consumers in cases involving credit report disputes or background checks against credit reporting agencies, debt collectors and employment background check companies. Jim Pietz also represents consumers in consumer class action cases. The types of credit reporting and class action cases in which we have been involved are described by clicking on the specific areas of law listed below:
- Credit Report Problems
- Employment Background Checks
- Class actions
- Debt Collection
Several state and federal government agencies assist consumers in addressing credit report and background check disputes. For more information about government agencies that address consumer complaints about credit reporting agencies, please click on the following links:
Federal Trade Commission, Bureau of Consumer Protection:. http://www.consumer.ftc.gov/
The Consumer Finance Protection Bureau: http://www.consumerfinance.gov/askcfpb/search/?selected_facets=category_exact:credit-reporting
The Pennsylvania Attorney General, Public Protection Division:
Many nonprofit organizations also dedicate their work to advancing the legal rights of consumers and to studying important consumer law issues. For more information on some of these nonprofit organizations, please click on the following links:
National Consumer Law Center: http://www.nclc.org/.
National Association Of Consumer Advocates:http://www.consumeradvocates.org